You don't need to be rich to need an estate plan.  In fact, anyone with minor children should have a plan in case unforeseeable events such as illness or death interfere with your ability to care for them yourself.  Don't leave your relatives wondering what you would have wanted.  Save them the trouble and the heartache, and protect your assets, by speaking with an attorney about crafting a will or estate plan.  Powers of Attorney and Health Care Directives are included with any Will at no additional cost.